Jakarta, Gatra.com - Hajatan Indonesia Insurance Innovation Award 2019 digelar di Thamrin Nine Ballroom, Jakarta Pusat, 29 Maret 2019. Gawe ini dihadiri Menteri Koordinator Perekonomian Darmin Nasution, Direktur Pengawasan Asuransi Otoritas Jasa Keuangan (OJK) Pusat Muhammad Iksan, Togar Pasaribu, Direktur Asosiasi Asuransi Jiwa Indonesia, Hendri Firzani, Direktur PT Era Media Informasi, Nur Hidayat, Pimred Majalah GATRA, dan lain-lain.

Penghargaan bagi perusahaan asuransi ini diberikan Majalah GATRA bekerjasama dengan Thinknovate Comm. Dalam pidatonya, Menteri Darmin menyampaikan sambutan bertajuk Inovasi Asuransi dalam Era Digital Ekonomi.

"Pertumbuhan lumayan baik, namun tidak stabil. Pada 2018 sedikit turun. Kita berada di tengah ekonomi digital yang luar biasa. Kita akan menyaksikan hal-hal yang tidak pernah kita lihat di masa lalu," katanya.

Sedangkan Muhammad Iksan, menegaskan independensi di bidang riset Thinknovate harus dijaga. Sehingga yang memenangi award akan merasa bangga.

"Memang asuransi belum menggembirakan. Sehingga memerlukan terobosan-terobosan. Ke depan, orang menawarkan asuransi nggak perlu setengah maksa seperti zaman kolonial. Tetapi memerlukan inovasi dengan teknologi. Kalau perlu ke depan nggak usah ketemu," kata Muhammad Iksan.

Indonesia Innovation Insurance Award 2019 adalah bentuk penghargaan kepada perusahaan asuransi yang memiliki kinerja terbaik dan yang memiliki inovasi baru baik dalam produk maupunlayanan kepada customernya.

Dalam melakukan penilaian penghargaan Indonesia Innovation Insurance Award 2019, Dalam melakukan penilaian kami melakukan beberapa pendekatan yaitu Desk Research, Media Monitoring, dan Consumer Survey.

Untuk pendekatan desk research, perusahaan asuransi dibedakan menjadi tiga kategori penilaian yaitu perusahaan asuransi umum, jiwa dan reasuransi. Kemudian Perusahaan umum dan jiwa dikelompokkan berdasarkan pendekatan jumlah aset yang dimiliki, yaitu:

A. Asuransi Jiwa
    Aset lebih dari Rp. 30T
    Aset diantara Rp. 10 – 30T
    Aset diantara Rp. 5 – 10T
    Aset diantara Rp. 1 – 5T
    Aset kurang dari Rp. 1T

B. Asuransi Kerugian
    Aset lebih dari Rp. 10T
    Aset diantara Rp. 4 – 10T
    Aset diantara Rp. 1,5 – 4T
    Aset diantara Rp. 500M – 1,5T
    Aset kurang dari Rp. 500M

C. Reasuransi

Penilaian dilakukan melalui analisa laporan keuangan Laporan Keuangan Q3 2017 & Q3 2018, kami tidak memasukkan perusahaan asuransi yang      tidak mengeluarkan laporan keuangan, serta perusahaan asuransi yang sedang dalam pembekuan kegiatan usaha atau perusahaan asuransi yang dicabut ijin usahanya.

Selain penghargaan berdasarkan pendekatan laporan keuangan, kami juga melakukan survey terhadap 1.200 pemegang polis asuransi dengan minimal anggota kepesertaan selama 2 tahun, tingkat pendidikan minimal S1, SES A, Usia 25 – 50 thn, dan domisili Jabodetabek.

Penerima Penghargaan

TOP 10 MOST TRUSTED INSURANCE COMPANIES (LIFE INSURANCE)

1. PT Prudential Life Assurance As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category Life Insurance
2. PT Asuransi Jiwa Manulife Indonesia As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category Life Insurance
3. PT AIA Financial As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category Life Insurance
4. PT AXA Mandiri Financial Services As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category Life Insurance
5. PT AXA Financial Indonesia As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category Life Insurance
6. PT Asuransi Allianz Life Indonesia As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category Life Insurance
7. PT Asuransi Jiwa Sequis Life As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category Life Insurance
8. PT Asuransi BRI Life As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category Life Insurance
9. PT Asuransi Jiwa InHealth Indonesia As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category Life Insurance
10. PT BNI Life Insurance As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category Life Insurance

TOP 10 MOST TRUSTED INSURANCE COMPANIES(GENERAL INSURANCE)

1. PT Asuransi Adira Dinamika As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category General Insurance
2. PT Asuransi Astra Buana As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category General Insurance
3. PT Asuransi Sinar Mas As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category General Insurance
4. PT Asuransi Central Asia As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category General Insurance
5. PT Mandiri AXA General Insurance As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category General Insurance
6. PT Avrist General Insurance As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category General Insurance
7. PT Asuransi Allianz Utama Indonesia As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category General Insurance
8. PT Asuransi Kresna Mitra Tbk As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category General Insurance
9. PT Lippo General Insurance As Top 10 Most Trusted Insurance Companies (Based on Consumer Survey) Category General Insurance

BEST FINANCIAL PERFORMANCE (LIFE INSURANCE)

1. PT Asuransi Simas Jiwa As The Best Financial Performance Category Life Insurance (Asset Above 30 Trillion Rupiah)
2. PT Indolife Pensiontama As The Best Financial Performance Category Life Insurance (Asset between 10 - 30 Trillion Rupiah)
3. PT Capital Life Indonesia As Top 2 Best Financial Performance Category Life Insurance (Asset between 5 - 10 Trillion Rupiah)
4. PT Panin Dai-Ichi Life As Top 2 Best Financial Performance Category Life Insurance (Asset between 5 - 10 Trillion Rupiah)
5. PT Heksa Solution Insurance As Top 3 Best Financial Performance Category Life Insurance (Asset between 1 - 5 Trillion Rupiah)
6. PT Asuransi Jiwa Indosurya Sukses As Top 3 Best Financial Performance Category Life Insurance (Asset between 1 - 5 Trillion Rupiah)
7. PT Chubb Life Insurance Indonesia As Top 3 Best Financial Performance Category Life Insurance (Asset between 1 - 5 Trillion Rupiah)
8. PT PFI Mega Life Insurance As The Best Financial Performance Category Life Insurance (Asset less than 1 Trillion Rupiah)

BEST FINANCIAL PERFORMANCE (General INSURANCE)

1. PT Asuransi Astra Buana As The Best Financial Performance Category General Insurance (Asset Above 10 Trillion Rupiah)
2. PT Asuransi Central Asia As The Best Financial Performance Category General Insurance (Asset between 4 - 10 Trillion Rupiah)
3. PT Asuransi Bangun Askrida As Top 2 Best Financial Performance Category General Insurance (Asset between 1,5 - 4 Trillion Rupiah)
4. PT Bringin Sejahtera Artamakmur As Top 2 Best Financial Performance Category General Insurance (Asset between 1,5 - 4 Trillion Rupiah)
5. PT Asuransi Tugu Kresna Pratama As Top 2 Best Financial Performance Category General Insurance (Asset between 500 Billion – 1,5 Trillion Rupiah)

BEST FINANCIAL PERFORMANCE (RE-INSURANCE)

1. PT Reasuransi MAIPARK Indonesia As Top 2 Best Financial Performance Category Re-Insurance
2. PT Maskapai Reasuransi Indonesia Tbk As Top 2 Best Financial Performance Category Re-Insurance

MOST USER FRIENDLY & SATISFYING APPLICATION (GENERAL INSURANCE)

1. Garda Mobile – Otocare (PT Asuransi Astra Buana) As Top 3 Most User Friendly & Satisfying General Insurance Digital Application
2. Autocillin Mobile Claim (PT Asuransi Adira Dinamika) As Top 3 Most User Friendly & Satisfying General Insurance Digital Application
3. Medicillin Mobile App (PT Asuransi Adira Dinamika) As Top 3 Most User Friendly & Satisfying General Insurance Digital Application

MOST USER FRIENDLY & SATISFYING APPLICATION (LIFE INSURANCE)

1. Pru Access Mobile (PT Prudential Life Assurance) As Top 3 Most User Friendly & Satisfying Life Insurance Digital Application
2. Mandiri InHealth Mobile (PT Asuransi Jiwa InHealth Indonesia) As Top 3 Most User Friendly & Satisfying Life Insurance Digital Application
3. My Sunlife Indonesia (PT Sun Life Financial Indonesia) As Top 3 Most User Friendly & Satisfying Life Insurance Digital Application

INNOVATION AWARD

1. Credit Insurance & Return Insurance (PT. Asuransi Simas Insurtech) As Top 2 Best General Insurance Product Innovation
2. Happy One ID (PT Asuransi Astra Buana) As Top 2 Best General Insurance Product Innovation
3. Jaga Diri (PT Central Asia Financial) As Top 2 Best Life Insurance Product Innovation
4. Protecto Investa Kresna (PT Asuransi Jiwa Kresna) As Top 2 Best Life Insurance Product Innovation
5. Auto Risk Management System (PT Asuransi Jiwa Generali Indonesia) As Top 4 Best Life Insurance Service Innovation
6. Sequis Polisku Application (PT Asuransi Jiwa Sequis Life) As Top 4 Best Life Insurance Service Innovation
7. FWD Max Application (PT FWD Life Indonesia) As Top 4 Best Life Insurance Service Innovation
8. AXA Life Secured Payment (PT AXA Financial Indonesia) As Top 4 Best Life Insurance Service Innovation
9. Car Claim Point (PT Sompo Insurance Indonesia) As The Best General Insurance Service Innovation
10. TDrive (PT Tugu Pratama Indonesia) As Special Mention Award for Innovation in Safety Education
11. Innovation Lab & Life Changer Program (PT Asuransi ALLIANZ Life Indonesia) As Special Mention Award for Employee &Millenial Empowerment
12. Legacy protector PT Great Eastern Life Indonesia) As Best product innovation

Rohmat Haryadi